Kai Zhang

Special Counsel, K&L Gates LLP. Kai specialises in advising financial institutions including payment service firms such as banks, digital/mobile payment firms and merchant acquirers, investment funds and banks with respect to complex regulatory matters. He has deep knowledge of the UK and EU payments regulation including Payment Services Directive (I and II), EU Wire Transfer Regulation, Electronic Money Directive, Payment Accounts Directive, SEPA and Reporting on Payment Practices and Performance Regulation.